We Handle Your Insurance Windshield Claim — Start to Finish

Most full-coverage auto insurance policies include comprehensive coverage, which covers windshield replacement from road hazards like rocks, debris, and hail. In California, there is no separate "glass coverage" add-on — it falls under your comprehensive policy. Your deductible applies unless your policy has a $0 glass deductible rider.

In the vast majority of cases, no. Comprehensive claims (which includes glass replacement) are generally considered "not-at-fault" by insurance carriers and do not impact your premiums. California Insurance Code also prohibits rate increases for comprehensive-only claims in many circumstances. That said, every policy is different — check with your carrier if you have concerns.

If you have liability-only insurance, windshield replacement won't be covered by your policy. However, we offer competitive out-of-pocket pricing — typically $250–$500 for standard vehicles. We'll give you a transparent quote upfront with no hidden fees, and we can often offer flexible payment options.

For most insurance claims, there is zero out-of-pocket cost — or only your deductible amount. We bill your insurance carrier directly after the work is complete. You don't need to pay upfront and wait for reimbursement. We'll confirm your exact out-of-pocket cost (if any) before scheduling the appointment.